柬埔寨将是海外房产投资的新选择!

海外房产因为购买价格与境内相比

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，相对较低且租金、升值回报收益不低，使得有着投资需求的高净值人群纷纷将目光转向海外，也因此让海外置业成了炙手可热的投资项目。

综合人们海外购房的动机和各项其他需求来看

：

成熟的老牌英美澳市场和新兴

的柬埔寨市场这两者有何异同，

又该

如何选择合适的

海外

置业目的地呢？

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投资回报

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投资回报主要参考房屋的升值空间和租赁回报两个要素。在升值空间方面，作为新兴市场的代表，东南亚地区在升值空间上具有明显优势。

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以柬埔寨为例，柬埔寨是“一带一路”在东南亚的重要节点，近年来正在迅速崛起，一跃成为东南亚的“新兴市场”。柬埔寨房产价格目前还处于洼地阶段。同时年轻化的人口结构、自由的经济体制和大量涌入的旅游业促使柬埔寨成为目前最佳的海外房产投资国家之一。

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柬埔寨被评为“相当值得投资”的国家。《全球房地产指南》曾分析指出，柬埔寨房产市场具有无限潜力。

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以首都金边为例，近年来房地产市场持续稳定增长，房价平均涨幅已高达15%，而目前柬埔寨核心区域平均租金回报率高达10.8%。

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反观欧美澳国家，其作为老牌发达市场的代表，市场相对饱和，升值空间小，所带来的投资回报率自然低于新兴市场。但这也并不是说英美澳等国置业就十分鸡肋，毕竟稳健就是其最大的优势所在！

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置业目的和需求

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置业英美澳地区的置业者一般看重其人文环境，在置业目的上，以移民、留学为主，投资理财为辅。

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以英国为例，作为老牌资本主义国家，历史悠久，社会稳定，经济发达，人文气息浓厚。作为西欧的一个岛国，其土地面积的限制导致房产资源也变得相对稀缺，这使得英国房产目前以每年10%的比例增值，成为世界上抢手的房源之一。

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同时，享誉全球的高质量教育水准使得英国成为全球留学生人数最多的第二大国家，学生公寓短缺率几乎维持在25-40%，这也造就了学区公寓高投资回报率的情势。

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而将东南亚地区作为首要目的地的置业者，主要看中其自然环境和气候优势，一般度假、自住、投资需求等目的皆有之。

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作为中国人海外出行的首选地区，东南亚置业有很强的地理及价格优势。3-5小时的飞行距离，相较数十小时飞到欧美及澳大利亚，中国人会更容易去到东南亚。并且，东南亚大多数地区对中文有较高认可度，相较讲英文的国家给了中国人更多选择。从这点上来说，东南亚等国似乎更适合中国人进行海外资产配置。

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另外，

东南亚各国一般对海外置业者持欢迎态度，甚至针对海外置业者出台各种福利举措，2010年，柬埔寨通过《外国人持有产权法案》，开放外国人买卖不动产，只要年满18 岁，凭护照就可以自由买卖2楼以上的集合式住宅、公寓大楼，并拥有永久居住权，而且没有遗产税，这无疑是留给子孙后代的一笔巨大财富。

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很多选择在海外置业、居住的投资者，多少会有移民的考虑或打算。关于移民政策，老牌国家与新兴国家的移民政策可谓差异悬殊；欧美国家对移民持限制态度，相比于持鼓励政策的东南亚，移民门槛要高很多。

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“寻找安全可靠的投资方向，回避高风险的项目”无疑是全球投资者的共同点，未来海外房地产仍将是投资热点，而不断向上发展的经济、较高的租金收益都是投资东南亚国家房产的利好原因，相较于英美澳发达国家，东南亚地区国家税费相对较低，是值得考虑的。

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